Winters Roofing Company Project Spotlight: Helping a Homeowner Resolve an Insurance Claim Underpayment
When homeowners file an insurance claim after storm damage, they trust that the insurance company has accurately assessed the repairs needed. Unfortunately, mistakes can happen, and if those mistakes go unnoticed, homeowners can be left paying thousands of dollars out of pocket.
Recently, our team at Bunton Roofing completed a roofing project in Winters, Texas that highlights the importance of working with an experienced Winters Roofing Company that understands both roofing systems and the insurance claim process.
Discovering an Insurance Estimate Error
This project involved a roof replacement that included both architectural shingles and a modified bitumen roofing section.
While reviewing the insurance estimate, our sales representative noticed that the modified bitumen portion of the roof had been calculated incorrectly. Instead of paying for the specialized modified bitumen roofing system, the insurance carrier had only allowed compensation at the standard shingle roofing rate.
This common estimating error would have resulted in a significant underpayment on the claim and could have left the homeowner responsible for costs that should have been covered by their insurance policy.
Advocating for the Homeowner
After identifying the discrepancy, our team worked closely with the homeowner to help them navigate the insurance process and provide the documentation needed to support a supplement request.
By communicating the differences between the roofing systems and supplying the proper scope of work, we helped ensure the insurance company recognized the correct roofing materials and pricing.
This type of claim assistance is one of the many ways Bunton Roofing helps homeowners throughout Winters and the Big Country maximize the benefits they are entitled to under their insurance policies.
Scope of Work Completed
After the insurance issue was resolved, our production team completed a full roof replacement that included:
Main Roof Replacement
Removed and disposed of the existing roofing materials
Installed new synthetic underlayment
Installed new starter shingles
Installed new 2-inch metal drip edge
Installed approximately 28 squares of new architectural laminate shingles
Installed new ridge cap shingles
Installed 56.74 linear feet of ridge ventilation
Replaced five plumbing vent flashings
Replaced six exhaust vents
Detached and reset the satellite system
Removed all roofing debris and completed site cleanup
Modified Bitumen Roofing Section
Removed and disposed of approximately 6.88 squares of existing modified bitumen roofing
Installed 6.88 squares of new modified bitumen roofing
Completed all necessary transitions and waterproofing details
CertainTeed Patriot Shingles in Aged Wood
For the steep-slope portions of the roof, the homeowner selected CertainTeed Patriot Lifetime shingles in the popular Aged Wood color.
Aged Wood continues to be one of the most requested shingle colors in West Texas because it complements a wide variety of brick, stone, and siding exteriors while providing a timeless appearance.
The finished roof gave the home a clean, refreshed look while providing dependable protection against future Texas weather.
Why Insurance Claim Expertise Matters
Many homeowners assume insurance estimates are always accurate. In reality, roofing claims often contain missing items, outdated pricing, or incorrect material classifications.
An experienced Winters Roofing Company can review the estimate, identify potential issues, and help homeowners understand whether their claim fully accounts for the work required to restore the property.
While we are not public adjusters, our team regularly works with homeowners and insurance carriers to ensure roofing scopes accurately reflect the materials and labor needed to complete repairs properly.
Looking for a Winters Roofing Company?
If your home has recently been affected by hail, wind, or storm damage, Bunton Roofing can provide a professional inspection and help you understand your options.
Whether you need a roof replacement, repairs, or assistance reviewing an insurance estimate, our team is committed to providing honest guidance and quality workmanship throughout Winters and the surrounding communities.
Why Homeowners Choose Bunton Roofing
Local West Texas roofing company
Experienced with insurance restoration projects
CertainTeed roofing products
Dedicated project management
Thorough property cleanup
5-Year Bunton Roofing Workmanship Warranty
If you have questions about storm damage or an insurance claim, contact Bunton Roofing today to schedule a roof inspection.